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Image for Bitcoin Currency of the Future or Fleeting Fantasy

Bitcoin Currency of the Future or Fleeting Fantasy

BLOG | INVESTING

4 min read | November 16, 2023

Cryptocurrency’s tumultuous existence has left many investors questioning if bitcoin is the futuristic currency many crypto bulls predicted it to be. We’ll examine the pros and cons — and possible future — of bitcoin as a cryptocurrency.

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Beware of Peer-to-Peer (P2P) Scams

BLOG | FRAUD

3 min read | November 16, 2023

We’ve all been there, out to dinner with a group of people when the single check arrives. Only a few years ago, this would mean a collective search for wallets as the bill is divvied up and cash is placed in the center.

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Before You Rent or Buy

BLOG | LIFESTYLE & TRAVEL

1 min read | November 16, 2023

Every year in college, I moved into a new apartment with new people, allowing me to play around with different impacts on my budget. If you’re looking for a new place to rent — or even buy — learn about things often overlooked!

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Becoming Recession Proof

BLOG | INVESTING

2 min read | November 16, 2023

There are certain things we can’t control, such as a recession; however, we can prepare to put ourselves in the best position possible to navigate one when it happens. Here's a guide to becoming recession-proof. 

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Bear and Bull Markets Tracking Tides of the Stock Exchange

BLOG | INVESTING

2 min read | November 16, 2023

Before you start investing or make changes to your current investments, research the current direction of the markets. Understanding the significance of bull and bear markets could help you increase your returns or avoid massive losses.

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Avoiding or Recovering from Academic Probation

BLOG | COLLEGE

3 min read | November 16, 2023

If you’ve found yourself on or nearing academic probation, it’s important to take swift action so you don’t lose your financial aid. Learn some tips to recover or continue receiving your financial aid and get back on track.

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Average Returns on Different Investment Types

BLOG | INVESTING

1 min read | November 16, 2023

The way you invest will — and should — change over your lifetime. Some factors most people think about when investing involve their financial goals, when they anticipate needing the money, and how risky they’re comfortable being.

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Auto Options: Buy, Lease, or Finance

BLOG | CREDIT

1 min read | November 16, 2023

Getting a new car brings about many important decisions to be made. “What type of car are you interested in?” “How long are you planning to keep the car?” And one of the most important questions, “how are you planning to pay for the car?”.

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Authorized Users Benefits and Pitfalls

BLOG | CREDIT

3 min read | November 16, 2023

For people who have trouble being approved for their first line of credit, being an authorized user on an existing card could help build credit history. Learn about the advantages — and possible pitfalls — of being an authorized user.

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Are You Financially Adaptable?

BLOG | BUDGETING

2 min read | November 16, 2023

If you’re considering how permanent you want your next home or job to be, it’s worth examining how adaptable your finances are to the choices you make.

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Are 0% APR Interest Credit Cards Worth It?

BLOG | CREDIT

1 min read | November 16, 2023

Credit cards that offer 0% APR can be enticing, but be sure to read the fine print. Knowing what types of transactions qualify as 0% APR, the requirements to maintain 0% APR, and what happens to remaining balances are just a few things to consider.

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Apply FAFSA

BLOG | COLLEGE

3 min read | November 16, 2023

Whenever applying for college it is important to apply for financial aid. Financial aid programs are committed to helping students pay for a higher education. Financial aid is a great resource to help relieve some educational expenses.

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Adulting Tips from Financial Educators

BLOG | LIFESTYLE & TRAVEL

2 min read | November 16, 2023

You have probably heard the saying that hindsight is 20/20. This is so true when it comes to financial journeys through life. Let our Credit Union Financial Educators share financial tips they wish they had known when they were younger.

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A Handy Look at Student Loan Consolidation

BLOG | COLLEGE

2 min read | November 16, 2023

So you’ve done it. You’ve graduated college. Congratulations! Now comes one of the toughest question for most students, how to pay off the loans. With potentially multiple loans issued each year, there can be a lot to keep track of.

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A Breakdown of Investing Terms

BLOG | INVESTING

2 min read | November 16, 2023

The stock market has been a hot topic of discussion lately. It has been in the news, on social media, and even the popular app Tiktok has had several viral videos about it.

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A Breakdown of Bonds

BLOG | INVESTING

1 min read | November 16, 2023

Are you still wondering where you should invest your money? Below, I will review a few types of bonds and their risk levels.  

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A Beginners Guide to Researching Investments

BLOG | INVESTING

2 min read | November 16, 2023

Knowing how to invest is a useful skill to have, but it can be difficult to learn the ins and outs. There are a few important skills that’ll help you learn how to be a successful investor.

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A Beginners Guide to a Healthy Financial Future

BLOG | LIFESTYLE & TRAVEL

2 min read | November 16, 2023

Being financially healthy in the future is a process that starts right now. Get familiar with your options and tools now, so if a situation comes up, you have a plan in place.

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5 Steps to Conquer Your Student Loans

BLOG | COLLEGE

2 min read | November 16, 2023

For most students pursuing education beyond high school, the looming threat of student loans always seems to hang over decisions about the future. The good news is that steps you take now can set you up for success as you build your career path.

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5 Ideas for a Budget-Friendly Spring Break

BLOG | LIFESTYLE & TRAVEL

3 min read | November 16, 2023

Are you longing for adventure but not sure how to pay for it? Do you wish there was an affordable way to spend your spring break? We have five budget-friendly ways you can get that much-needed change of scenery while keeping an eye on your wallet.

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5 Common misconceptions about financing

BLOG | BUDGETING

2 min read | November 16, 2023

Banking and finances can sometimes be thought of as confusing and difficult to learn. Clearing up these five common misconceptions could not only help you with your finances, but could be crucial for a healthy financial future. 

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401k vs IRA

BLOG | INVESTING

2 min read | November 16, 2023

While living in the moment can be fun, it’s never too soon to start thinking about retirement. There are multiple retirement plans to choose from. Two common plans are a 401(k) and an Individual Retirement Account (IRA). Which plan is the best fit for you?

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4 Ways to Save Money

BLOG | BUDGETING

1 min read | November 16, 2023

Saving up for a specific goal can be a challenge. A good way to save up for something specific is to have a jar dedicated to one thing. Decorating a jar with a goal, and putting it in a visible place is a constant reminder to keep saving.

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4 Ways to Make Money

BLOG | LIFESTYLE & TRAVEL

1 min read | November 16, 2023

An extra few dollars in your pocket could never do you wrong. Luckily, there are plenty of ways to earn some more money on the side, so we decided to share four simple ways to help get you there! 

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