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Image for Motivational Methods for Paying Off Debt

Motivational Methods for Paying Off Debt

BLOG | BUDGETING

3 min read | November 16, 2023

Paying down debt can be a long process that can leave you feeling defeated. Sometimes, all it takes is finding a method that aligns with your personality and goals to succeed. Try one of these inspiring methods to pay off your debt!

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Monitoring Your Credit: Where Do I Start?

BLOG | CREDIT

1 min read | November 16, 2023

Credit plays such a big role in our lives because it can be attached to so many things. Do you know how to pull your own credit report to make sure everything is correct?

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Image for Money Talks: How to Start Financial Conversations

Money Talks: How to Start Financial Conversations

BLOG | LIFESTYLE & TRAVEL

2 min read | November 16, 2023

For many, talking about how we’re doing financially can be uncomfortable and awkward. In reality, many of us will live beyond our means or miss out on opportunities due to lack of comfort when it comes to discussing money.

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Image for Mid-Semester Check-In (Financial and Academic Goals)

Mid-Semester Check-In (Financial and Academic Goals)

BLOG | LIFESTYLE & TRAVEL

2 min read | November 16, 2023

Throughout life, we always have goals. It could be to get an A on a test, beat a level on a game, save enough money for a trip, or make it onto a team.

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Maximizing Your Career Success

BLOG | CAREER

1 min read | November 16, 2023

As you grow and develop in your career, you will be given many pieces of career advice. Learn tips from MSUFCU's Financial Educators.

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Master of Disguise: Spoofing

BLOG | FRAUD

2 min read | November 16, 2023

You would think you could trust your caller ID when you receive a call, but that is not always the case, thanks to spoofing. Spoofing is a scam where fraudsters pretend to be someone you trust in an attempt to gain your personal information.

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Make Your Cash Last Throughout the Semester

BLOG | BUDGETING

2 min read | November 16, 2023

With refunds from financial aid, student loans, or scholarships, you might receive a lump of cash. This can be exciting — and it can increase temptations to go on a bit of a shopping spree. But take a breath before you spend it.

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Maintaining Connections in a Technological World

BLOG | LIFESTYLE & TRAVEL

3 min read | November 16, 2023

The importance of connection doesn’t end where the digital world begins. With all this access, we can stay in touch, regardless of our physical location. Now is a great time to do some maintenance on professional and personal connections.

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Living Off-Campus for the First Time

BLOG | COLLEGE

2 min read | November 16, 2023

At many colleges and universities, freshmen are required to live on campus. When the time comes, finding off-campus housing can be challenging. Here are a few things to keep in mind while searching for your first apartment or rental house.

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Linking with the Right People on LinkedIn

BLOG | FRAUD

2 min read | November 16, 2023

LinkedIn is a popular way to make professional connections, but users must remain vigilant. Many fraudsters use the platform to lure job seekers to fake websites, administer phishing and vishing attacks, and circulate clickbait.

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Image for Life's Impact to Your Credit: Understanding Inquiries

Life's Impact to Your Credit: Understanding Inquiries

BLOG | CREDIT

3 min read | November 16, 2023

Applying for a new job, becoming a renter, getting approved for a vehicle loan, and opening your first credit card are all exciting steps in life. It’s important to know that applying for some of these can affect your credit score.

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Keep Your Houseplants (And Budget) Thriving and Happy

BLOG | LIFESTYLE & TRAVEL

2 min read | November 16, 2023

A great way to liven up your living space is by adding plants. They’re aesthetically pleasing, and some help purify the air and provide other benefits. While many houseplants are affordable, you can also save money by keeping them alive.

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Jobs that Can Help Pay for School

BLOG | CAREER

2 min read | November 16, 2023

Paying for school is a big expense and there are only so many loans available. Fortunately, there are jobs available to help you earn money for school-related expenses. Check out some of these jobs and resources.

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Image for It's Tax Time! Be on Alert for Scams

It's Tax Time! Be on Alert for Scams

BLOG | FRAUD

2 min read | November 16, 2023

Tax time isn’t just stressful as you work to file your taxes by the deadline, but it can also be difficult because of the increased number of scams happening. Learn what to look for to be prepared and avoid falling victim to tax scams.

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It's Shedding Season

BLOG | BUDGETING

3 min read | November 16, 2023

For many people, summer means getting into shape. It’s also a good time to start cutting your financial excess too. Luckily, there are steps you can take to keep your budget from bulging and get ahead of your spending.

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It's Okay to Say No

BLOG | LIFESTYLE & TRAVEL

2 min read | November 16, 2023

It’s OK to say no. It’s not to be mean or because you don’t want to be helpful, it’s because it is impossible to say yes to everything. Here are a few tips to help you say no in a positive way to avoid taking on more than you can handle.

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Is That QR Code Safe to Scan?

BLOG | FRAUD

1 min read | November 16, 2023

While QR codes have been around for decades, the pandemic increased their popularity to limit touch points and be quickly redirected to information. Although these “quick response” codes are convenient, they’ve been a target of fraudsters.

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Is That Free Trial Actually Free?

BLOG | FRAUD

2 min read | November 16, 2023

It gets sticky knowing if a free trial for a subscription or membership will lead to automatic enrollment — and automatic payments. Here are some tips to help you determine if that free trial is worth it.

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Image for Investing in Yourself is the Greatest Investment

Investing in Yourself is the Greatest Investment

BLOG | LIFESTYLE & TRAVEL

1 min read | November 16, 2023

The word “invest” usually comes up in relation to stocks, bonds, and other securities. But investing is more than building wealth through the stock market. It’s important we take time to invest in ourselves — we’re our greatest asset. 

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Inexpensive Solo or Group Outdoor Activities

BLOG | LIFESTYLE & TRAVEL

2 min read | November 16, 2023

Do you have a bucket list of things you want to try? There are many inexpensive things to do in Michigan that can easily be adapted as solo or group activities. Check out some fun ideas.

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Image for Importance of Deleting Old Unused Social Media Accounts

Importance of Deleting Old Unused Social Media Accounts

BLOG | FRAUD

2 min read | November 16, 2023

Old, unused social media accounts that haven't been fully deleted are one of the many ways fraudsters connect with those in your circle to gather information or money. Learn the importance of and ways to delete old social media accounts. 

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Image for How to Work Out in Your Dorm Room

How to Work Out in Your Dorm Room

BLOG | LIFESTYLE & TRAVEL

2 min read | November 16, 2023

Your schedule can get hectic with classes and activities, but don’t let that stop you from working out. Equipment can be expensive; however, furniture and school supplies can work just as well. Why not turn your dorm room into your gym?

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Image for How to Wake Up Early

How to Wake Up Early

BLOG | LIFESTYLE & TRAVEL

2 min read | November 16, 2023

Many successful people such as Bill Gates and Steve Jobs, claim waking up earlier than everyone else is one of the reasons behind their success. These tricks on how to wake-up early will help you on your journey to becoming a successful person.

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Image for How to Strategically Get Cash Back

How to Strategically Get Cash Back

BLOG | CREDIT

2 min read | November 16, 2023

Credit cards aren’t just a great tool to build credit, but they can also be a way to earn rewards. Not all credit cards are created the same, so it’s important to understand what fees, interest rates, and policies come with the card.

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