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Debt has a bad stigma around it. People are afraid of having it, and afraid of admitting they have it, which typically means they don’t know how to deal with it.
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Getting out of debt isn't as easy. When keeping up with financial obligations becomes problematic, it’s time for a change. Learning healthy spending, saving, and budgeting habits will help improve your relationship with finances.
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Credit card debt is not something new to most Americans. In fact, according to Experian.com, 75% of adults carry a balance on their credit accounts. With that in mind, credit card debt has started to drop over the past year.
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Collegiate Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government.
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